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Consumer

What You Need To Know About March 31 Obamacare Enrollment Deadline In California

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A healthcare reform specialist helps people select insurance plans at the free Affordable Care Act (ACA) Enrollment Fair at Pasadena City College on November 19, 2013 in Pasadena, California. The event, sponsored by the Chamber of Commerce and the Los Angeles Association of Health Underwriters, offers one-on-one sessions with insurance experts certified by Covered California to help people enroll for healthcare coverage under the ACA. Covered California

A healthcare reform specialist helps people select insurance plans at the free Affordable Care Act (ACA) Enrollment Fair at Pasadena City College on November 19, 2013 in Pasadena, California. (David McNew/Getty Images)

CBS SF Bay (con't)

Affordable Care Act Updates: CBSSanFrancisco.com/ACA

Health News & Information: CBSSanFrancisco.com/Health

(AP) — What to consider as the first open enrollment period in California under the federal Affordable Care Act comes to an end:

1. TODAY’S DEADLINE

People who start the application process by 11:59 p.m. PDT Monday have until 11:59 p.m. on April 15 to complete the process and select a health insurance plan.

2. STARTING THE PROCESS

Consumers must complete several steps to be counted as starting the application process, beginning with filling out all required information on the “Apply for Benefits” page and clicking “Continue.” Go to www.coveredca.com or call one of the customer service centers. Paper applications must be postmarked by Monday.

3. ENROLLMENT TO DATE

As of 2 a.m. Monday, 1.2 million Californians had signed up for individual policies through Covered California. Another 1.1 million who started applications were determined to be likely eligible for Medi-Cal, the state’s version of Medicaid.

4. MISSED DEADLINE

People who miss Monday’s enrollment deadline for health insurance coverage will pay a tax penalty of $95 or 1 percent of their annual income above the tax-filing threshold of $10,150, whichever is higher. The penalty rises in the future. The next enrollment period starts Nov. 15 for coverage starting in 2015.

5. GETTING INSURANCE AFTER THE DEADLINE

Medi-Cal enrollment for those who qualify is open throughout the year. Others who miss the deadline for individual coverage can get insurance later in the year if they get married, move, have a baby or adopt a child, lose their current coverage or have a change in income that would affect their eligibility for financial assistance.

 

© Copyright 2014 The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.

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