It’s the holidays. You have to buy gifts, but your bank account demands thriftiness and you need to avoid overspending. If you are one of many Americans who have been hit hard by the economy and are looking for ways to spend wisely over the holidays, here are a few suggestions, with input from a South Bay financial advisor.
The spirit of giving is spreading to Bay Area Kmart stores as hundreds of “secret Santas” have been helping to pay down customers’ layaway accounts in time for Christmas.
With the holiday shopping season underway, there are indications that consumers are spending less or at least within their means.