SAN FRANCISCO (KCBS) – People are getting more comfortable doing their banking on their mobile devices.

An annual Federal Reserve survey found that in 2014, 39-percent of adults with mobile phones used their devices for banking, compared to 33-percent in 2013.

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Spreading the survey’s reach found that 22-percent of all mobile phone owners made at least one mobile payment in 2014, compared to 17-percent the year before.

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39-percent of those surveyed used their phones to track purchases and expenses, and 33-percent scanned barcodes with their phones to find the lowest price.

Security remains a big issue for those not yet embracing mobile banking.

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