ALAMO (CBS 5) – The number of Bay Area homes in foreclosure is down nearly 40 percent from a year ago – but that’s little consolation for an East Bay man forced to walk away from the hand-built home he’s lived in for 18 years.

Wells Fargo has foreclosed on Franz Gorski. CBS 5 caught up with him as he made his last stand in the garage of his Alamo home Wednesday. Sheriff’s deputies were on their way to evict him.

Gorski barricaded himself inside the garage and set himself up with a mattress, food and water.

“There’s something really wrong, and it’s hard for me to understand how it could be happening here,” said Gorski. “They force the economy to tank, and now they’re going to take away my home? This doesn’t make sense.”

The great recession hit Gorski’s construction business hard, but he was able to get by for a while. The money ran out two years ago and he was forced to stop making house payments.

He has been trying to get Wells Fargo to modify his loan ever since. The company issued the following statement:

“We worked with the family for more than two years in an effort to find a way for them to maintain homeownership. Unfortunately, we were unable to reach a modification option that would avoid foreclosure,” said spokesperson Ruben Pulido.

Deputies arrived Wednesday with guns drawn. They warned Gorski that the SWAT team could be called in if he didn’t leave the property. After a brief negotiation, he came out peacefully.

With a Wells Fargo employee looking on, deputies changed the lock on the home Gorski built with his own hands.

“I’m going to keep getting up, put one foot in front of the other, one pants leg on at a time, and go out and give it hell. But it’s not the same,” said Gorski.

The 51-year-old has gone from living in a 3,000 square-foot house to putting his possessions in storage and moving into a room at the home of his in-laws.

(Copyright 2012 by CBS San Francisco and Bay City News Service. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)

Comments (9)
  1. heath says:

    man, this is a very sad story. let him keep his home!!!

  2. shannon boule says:

    I find it hard to believe that Wells Fargo actually worked with the family to find a solution. My suspicion is that they mailed letters and came up with the banks choice for refi but didn’t actually work out a deal. Being a large bank they can say what they want. Prove to me and prove to the community what numbers you through around for this family. What solutions did you actually come up with? Or was it just the standard annoying calls and letters without suggestions or help. This is just not right.

  3. d says:

    This is why it’s important for consumers to know what they are getting themselves into. I don’t feel sorry for anyone who gets a home loan they cant afford. You can blame banks and the rich but the responsibility falls on the consumer. Thanks to all these idiots that got themselves into trouble, home prices fell to the point where I was able to buy a home I can actually afford.

  4. JAG says:

    Hey D:
    You must be a Goldman Sachs executive. You know, the same idiots that got themselves into trouble and had to take out insurance policies on their own product knowing they were going to fail. Or maybe you’re an AIG executive, you know the idiots that actually insured the brilliant Golman Sachs products that were bundled together. Oh wait, maybe you’re that ratings agency that rated all of these institutions with a AAA rating a day before they collapsed. Look in the mirror. Worry about about that. I pray you grow a heart.

    1. d says:

      I wish. It’s not that I don’t have a heart I just believe in self accountability. Many of these people are losing their homes because of the types of loans they got not just that they have a loan. People should know that for the average joe an interest only or adjustable rate mortgage is not for them, but people gambled thinking they would be able to get rich quick, which doesn’t happen for the average guy only the rich since they have the resources to gamble. Don’t rely on the banks or the rich to look out for your best interest because you will get burned everytime.

  5. lavis says:

    Hi Franz i am really sad to hear this happened to you and your family. I know you built that house with your blood sweat and tears. The Wells Fargo bank should re think their position and help you find a way back into your home I for one withdrew all my accounts from Wells Fargo 20 years ago they have the worst track record in the lending business. I hope you recover from this nightmare ………… land next time and live in a manufactured home the banks are leaving those people alone probably because they cant steal land as easily from those people as those folks believe in the 2nd amendment. I am Praying for you…….

  6. Joma says:

    Until you pay off your mortgage, the bank owns your land, your home…this is not a new concept. Once paid off, you only have to pay your property taxes or else the state can take your property and home.

    If you treat your home like a piggy bank and borrow from it, then can’t pay it back, what do you expect? WAAAAAAAAAAA!!!!. of all people, a home builder ought to know how things work….and he of all people had the best opportunity to buy land outright and build himself a house no one could take from him. Instead he got a loan he couldn’t afford or borrowed against his house, didn’t pay his bills and acts all surprised when he loses it. The saddest thing about all this is his cluelessness…don’t let stupidity happen to you! educate yourself about your finances and don’t be an idiot!

  7. Mike says:

    People who work with their hands and tools building this country as independent contractors got their livelihood shot down by wall street greed
    Our government has bailed out wall street
    Who is there for guys like franz?

  8. jimmy says:

    to d ,, i can tell you that i have met and i also know many people that were put in homes not knowing what they were buying into.. here is how it went ,, how much will the monthly payment be ?? 1000.0 ok i can afford that ,, ok sign here ,,, But what they were not told is what type of loan it was and how it worked , 90% of the buyers had no idea they were only making interest payments for 3 to 5 years then the monthly payment would go to 3500.00 a month ,, many many agents did this to people just to get here quick sale and bonuses ,, and you know who you are ,, what do we do or say for these people ??

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