San Francisco Credit Union Offers Home Mortgages With No Down PaymentA major obstacle to home buying in the Bay Area is coming down for customers of a local credit union which is now offering financing without a down payment.
Banks Modify Loan Procedures With One-In-Five Bay Area Homes Under WaterAs the housing crisis continues, banks are evolving in the way they handle loan modifications. 22% of homes in the Bay are under water, according to the real estate tracking website Zillow.

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