KCBS_740SAN FRANCISCO (KCBS) — New cars have many more safety features than models from even four or five years ago, but those slick new devices won’t get you much of a break on the price of your auto insurance.

Traditionally, our car insurance rates have been based on risk.  So you’d think insurers would give us a break for technology that, presumably, will lower our risk of wrecking.

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“Whether it be rear backup cameras, blind spot monitoring, any collision preparation systems, or anything like that really don’t move the meter,” Neil Richardson, a licensed insurance agent and consumer advisor at The Zebra, an insurance comparison website, told KCBS.

Their new study reveals drivers using vehicle safety and security technology save less than 1% on their insurance. 17 states show no savings at all.  There are a couple of things that will save you money, but they’re not new.

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“There’s an alarm discount, so either a passive, or an active anti-theft device, and then electronic stability control,” Richardson said.

Richardson says insurance companies are slow to acknowledge new developments.

Once newer safety features have been around a while and become more widely adopted, we may begin to get a bit of a break.

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